Parwaz Card
The Government of Pakistan has introduced the Parwaz Card to support overseas Pakistani students who are pursuing higher education abroad. This student-focused initiative offers interest-free loans up to Rs. 3 million so young learners can cover tuition fees, accommodation, and living expenses without financial pressure. The program aims to help talented Pakistani students continue their studies abroad with confidence and peace of mind.
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| Program Name | Parwaz Card for Overseas Students |
|---|---|
| Loan Type | Interest-Free Student Loan |
| Maximum Amount | Up to Rs. 3 Million |
| Eligible Applicants | Pakistani Students Studying Abroad |
| Repayment | After Completion of Studies |
| Application Mode | Online & Offline |
| Coverage | Tuition, Living, Accommodation, Study Costs |
| Official Link | Available on the government’s official Parwaz Card portal |
What Is the Parwaz Card?
The Parwaz Card is a financial assistance program designed for Pakistani students living abroad. According to information available from the official website and top Google sources, this initiative helps students cover essential study expenses through interest-free financing.
It ensures that students can focus on education rather than worrying about high fees or foreign living costs.

Objectives of the Parwaz Card Scheme
The scheme has been launched to support overseas learners in multiple ways. Below are the main goals:
- Support Overseas Studies: Helps students pay for education abroad.
- Provide Interest-Free Loans: Removes the burden of heavy interest rates.
- Promote Higher Education: Encourages advanced learning and skill development.
- Ease Financial Stress: Reduces the pressure of tuition and living expenses.
- Build Skilled Workforce: Students can contribute productively after returning to Pakistan.
Eligibility Criteria for Parwaz Card
To apply for the program, students must meet the following requirements:
- Pakistani Citizenship – Only Pakistani nationals are eligible.
- Admission Abroad – Must have confirmed admission to a recognized foreign university.
- Age Limit – Generally between 18 and 35 years.
- Academic Background – Must meet the minimum academic standards set by the program.
- Loan Purpose – Loan must be used for tuition, accommodation, or other approved educational costs.
How to Apply for the Parwaz Card
Students can apply online or through offline banking channels. Follow the exact process below.
Online Application Steps
- Visit the official Parwaz Card Portal https://punjab.gov.pk/.
- Register using your CNIC and a valid email address.
- Fill in the required personal and educational details.
- Upload documents including admission letter, fee structure, and passport copy.
- Submit the form and note down your reference number.
- Track your application using the portal.
- Wait for verification and approval updates.
Offline Application Steps
- Visit the designated bank or student support center.
- Collect the application form.
- Fill in personal and academic information.
- Attach all required documents.
- Submit the form and receive your tracking number.
Parwaz Card Loan Amount & Terms
The Parwaz Card offers flexible terms that make it highly beneficial for overseas students.
- Maximum Loan Amount: Up to Rs. 3 million
- Interest Rate: Completely interest-free
- Repayment Period: Starts after completion of studies
- Coverage Includes:
- Tuition fees
- Accommodation
- Living expenses
- Study-related costs and approved educational needs
Application Status Tracking
Students can track their Parwaz Card application using two methods:
- Online Portal: Log in with CNIC and reference number.
- SMS Alerts: Updates are sent to the registered mobile number.
Support centers are also available for students who need additional help.
Helpline & Contact Information
For assistance regarding loan application, status, or documentation, students can contact:
- Parwaz Card Official Helpline: 051-111-000-425
- Email Support: support@parwaz.gov.pk
- Student Assistance Centers: Available at major government facilitation centers
- Website: Visit the official Parwaz Card portal https://punjab.gov.pk/
Conclusion
The Parwaz Card is a powerful initiative that gives overseas Pakistani students the financial security they need to pursue their dreams. With interest-free loans up to Rs. 3 million, flexible repayment, and a simple application process, the program opens the door to world-class education. Students studying abroad should apply now and take full advantage of this golden opportunity.
What is the Parwaz Card for students?
It is a government financial support program providing interest-free loans to Pakistani students abroad.
How much loan can students get under the Parwaz Card?
Eligible students can receive up to Rs. 3 million to cover study-related costs.
Who can apply for the Parwaz Card?
Any Pakistani national enrolled in a recognized foreign university who meets the age and academic criteria.
When do students start repayment?
Repayment begins after completing studies, making it easier for students to settle financially.