PM Youth Loan Scheme 2025 – Check Application Status Online (Complete Guide)

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PM Youth Loan Scheme

The Prime Minister Youth Loan Scheme 2025 is one of the most significant creativities launched to authorize the youth of Pakistan. Finished this scheme, young menfolk and females can apply for easy, low-markup business advances to start or expand their businesses. The complete request procedure is online, and after applying, you can also check your loan status online without staying any bank branch.

Whether you want to start an online business, a shop, farming setup, livestock undeveloped, IT startup, or expand an existing business this scheme is designed to support you monetarily.

Quick Information Table for PM Youth Loan Scheme

Program Name	Start / Latest Update	Loan Amount	Markup Rate	Application Method
PM Youth Loan Scheme 2025	Updated January 2025	PKR 0.5 million – PKR 7.5 million	0% – 7% (Based on Tier)	Online via PMYP Portal

What Is PM Youth Loan Scheme 2025?

The PM Youth Loan Scheme 2025 (PMYLS) is a government fiscal support database that aids young Pakistanis become self-employed. Instead of waiting for jobs, the government inspires youth to start their own trades by providing easy loans with minimum markup and flexible installment plans.

The scheme offers loans finished major banks across Pakistan, counting NBP, BOP, HBL, UBL, Meezan Bank, etc.

Purpose of the PM Youth Loan Scheme 2025

The main goals of this PM Youth Loan Scheme 2025 – Check Application Status Online are:

Encourage entrepreneurship in Pakistan
Support youth in launching new businesses
Strengthen small and medium enterprises
Create employment opportunities
Support agriculture, livestock, IT, e-commerce and manufacturing sectors

This scheme plays a big role in reducing unemployment and helping young Pakistanis become financially independent.

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Eligibility Criteria 2025

You must meet the following conditions:

Pakistani citizen with valid CNIC
Age: 21 to 45 years
Minimum age for IT & e-commerce businesses: 18 years
Must have a business idea or existing business
Both men and women can apply
No major bank default history
Women have 25% special quota

Loan Categories (Tiers) & Markup Rate

The loan system is divided into three tiers:

Tier 1

Loan Amount: PKR 100,000 – 500,000
Markup: 0% (Interest-Free)
Repayment Time: 3 – 5 years

Tier 2

Loan Amount: PKR 500,000 – 1.5 million
Markup: 5%
Repayment Time: 5 – 7 years

Tier 3

Loan Amount: PKR 1.5 million – 7.5 million
Markup: 7%
Repayment Time: Up to 8 years

Required Documents for PM Youth Loan Scheme 2025 – Check Application Status Online

Mandatory Documents

CNIC (front & back)
Passport-size photo
Bank account details
Mobile number registered on CNIC
Business plan or idea

Optional Documents (Increase Approval Chances)

Experience certificates
Income proof
Educational certificates
Business registration (if applicable)

How To Apply for PM Youth Loan 2025 (Step-by-Step Guide)

Step 1 – Visit the Official Portal

Go to the official PM Youth Program website:
👉 pmyp.gov.pk

Step 2 – Open Loan Application Form

Click on “Apply for Loan”.

Step 3 – Enter Personal Information

Provide CNIC, phone number, email, address, etc.

Step 4 – Choose Loan Tier & Bank

Select your business category and preferred bank.

Step 5 – Upload Documents

Upload scanned copies of CNIC, photo, and business plan.

Step 6 – Submit Form

After submitting, you will receive your Application Tracking ID.

How to Check PM Youth Loan Application Status Online

There are three official methods:

Method 1 – Official Website (Most Used)

Visit PMYP portal
Click “Track Application”
Enter your CNIC + Tracking ID
Your status will appear:

Possible Status Types

Status	Meaning
Under Review	Documents being checked
Approved	Loan is accepted
Rejected	Requirements not met
Pending	Additional documents required

Method 2 – Contact Bank

Go to the branch of the selected bank and provide CNIC or Tracking ID.

Method 3 – SMS or Call Helpline

Some banks send SMS alerts when the application moves forward.

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Reasons for Rejection or Delay

Business plan not clear
CNIC mismatch
Incorrect information
Missing documents
Bank verification delay
Low credit score

What To Do If Your Application Is Rejected

Improve business plan
Correct wrong details
Attach complete documents
Reapply after correction
Choose another bank

Participating Banks in 2025

National Bank of Pakistan (NBP)
Bank of Punjab (BOP)
Habib Bank Limited (HBL)
Meezan Bank
United Bank Limited (UBL)
Allied Bank
Zarai Taraqiati Bank (ZTBL)

Conclusion

The PM Youth Loan Scheme 2025 – Check Application Status Online is a life changing occasion for young Pakistanis who want to build their future. With easy online application, low rise rates, flexible payments, and quick status checking the process is now simpler than ever. If you have a business idea, this is the best time to apply and safe your fiscal upcoming.